Atlas Funded vs Goat Funded Trader: Which Prop Firm Is Better in 2026?

Atlas Funded vs Goat Funded Trader: Quick Comparison Table

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Two prop firms. Both look good on paper. Both have traders backing them. But only one is the right fit for you.

Atlas Funded and Goat Funded Trader have earned their spots on most traders' shortlists. Atlas Funded is known for instant funding and on-demand payouts. Goat Funded Trader markets itself as a modern prop firm with access to up to $2M in simulated capital and fewer restrictions than the old guard.

The question is, which one holds up when you dig into the details?

This article puts them side by side. Account types, fees, profit splits, payout speed, trading rules, and platforms. Everything you need to make the call.

What Is Atlas Funded?

Atlas Funded is a prop trading firm that lets you trade with their capital instead of risking your own. They launched in 2024 and have already made a name for themselves with a model that flips the traditional challenge structure on its head.

Here's what makes them interesting. Their Atlas Access program lets you take the evaluation without paying anything upfront. You only pay the fee after you pass. That's a big deal if you've ever lost money on challenge fees before seeing a single live trade.

Account sizes go up to $300k, and profit splits can reach 100%. Payouts happen weekly. You can trade on TradeLocker, MT5, or Match Trader, and there's instant funding available if you'd rather skip the evaluation altogether.

The firm is registered in Saint Lucia and operated by Atlas Vanquish FZCO, with a presence in the UAE and UK. Atlas Funded also runs an active Discord community and provides 24/7 support via live chat and email.

What is Goat Funded Trader?

Goat Funded Trader is a prop firm that was established in 2022 and is headquartered in Hong Kong. In less than four years, they've built up a user base of over 250,000 traders across 180+ countries, processing more than 42,000 trades daily through their infrastructure.

The firm offers account sizes up to $400k, $2M in simulated capital, and profit splits that can reach 100% with their add-on option. Traders can pick from 1-Step, 2-Step, or 3-Step evaluation challenges depending on how they prefer to prove themselves.

Trading rules here are relatively relaxed. You can trade news events, hold positions overnight and over weekends, and use Expert Advisors. That flexibility appeals to traders who don't want to feel boxed in by restrictions.

Goat Funded Trader has also invested in building their own proprietary technology for trade execution and account management. They run a "University" section with trading videos and guides for those who want educational support along the way.

One thing to keep in mind: like most prop firms, Goat Funded Trader provides access to demo accounts in a simulated environment. They don't offer broker services or hold investor funds.

Account Types and Funding Options

Both firms give you multiple paths to get funded, but they structure things differently. Let's look at what each one offers.

Atlas Funded Account Types

Atlas Funded runs five distinct programs, so there's something for most trading styles.

• Instant Funding lets you skip the evaluation entirely. Pay the fee, start trading live capital right away. Account sizes range from $5,000 to $300,000, and you get a 100% profit split with no profit targets.
• The 1-Step Challenge has a single evaluation phase with an 11% profit target on a $100K account. Pass it, and you're funded.
• The 2-Step Challenge comes in Standard and Pro versions. Standard has a 9% target in Phase 1 and 5% in Phase 2. It's the traditional evaluation model most traders know.
• The 3-Step Challenge spreads things out across three phases, each with a 6% profit target. Lower targets per phase mean less pressure if you prefer a slower approach.
• Then there's the Access Challenge. This is where Atlas Funded stands out. Both 1-Step and 2-Step Access options let you take the evaluation without paying upfront. You only pay after you pass. If you've ever lost money on challenge fees, this removes that risk entirely.

Goat Funded Trader Account Types

Goat Funded Trader offers four main program types.

• The 1-Step Challenge (Goat Blitz) requires a 10% profit target with account sizes from $15k to $200k.
• The 2-Step Challenge comes in Standard and Pro versions. Standard has an 8% target in Phase 1 and 6% in Phase 2, with accounts from $5k to $150k. Pro has a 10% target in Phase 1 and 5% in Phase 2, with accounts from $5k to $200k.
• The 3-Step Challenge has an 8% target in Phase 1 and 4% in Phase 2, with accounts from $5k to $200k.
• Instant Funding is also available for traders who want to skip evaluations and start trading immediately.

Comparison Table – Account Types

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Verdict: Both firms offer similar account sizes and challenge structures. Atlas Funded takes the edge here with its Access Challenge program, which lets you attempt the evaluation without paying upfront. That's a meaningful advantage if you're not confident about passing on the first try or simply don't want to risk losing your fee.

Profit Splits Compared: Atlas Funded vs. Goat Funded Trader

Both firms start you at 80% and let you upgrade to 100%. Pretty straightforward.

Atlas Funded keeps it simple. You get 80% as standard across all account types, and if you want to keep everything you earn, pay for the 100% upgrade. Works the same whether you're on instant funding or a challenge account.

Goat Funded Trader does the same thing. 80% standard, 100% available as an add-on at checkout. The one quirk is their GOAT Model. 

It has an on-demand reward option for your first payout, but it drops your split to 40% for that withdrawal. So you get your money faster, but you're giving up half your cut.

Bottom line is that there’s no real winner here. Both firms match each other on profit splits. Just watch out for that 40% trap on GFT's on-demand option if you're impatient.

Comparison Table – Profit Splits

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Verdict: It's a tie. Both firms offer identical profit split structures. The only difference is GFT's on-demand first payout option, but that 40% cut makes it a tough sell unless you really need cash fast.

Payout Speed and Withdrawal Terms

Getting paid is the whole point. So how fast can you actually access your profits?

Atlas Funded Payout Policy

Atlas Funded doesn't make you wait for a specific payout window. Their system is fully on-demand, so you can request your money whenever you want. Processing typically happens within 24 hours, though many traders see funds hit their accounts much faster. USDT withdrawals have been known to arrive in under an hour.

For payout frequency, the default cycle is every 30 days. But if you grab the bi-weekly or weekly add-on at checkout, you can shorten that to 14 days or 7 days, respectively. There's no minimum withdrawal on most accounts. Access Challenge accounts have a $50 minimum.

Goat Funded Trader Payout Policy

GFT processes reward requests within 2 business days. Their standard payout schedule is bi-weekly, meaning you can withdraw every 14 days after placing your first trade. On-demand payouts are available as an add-on for your first withdrawal, after which you revert to bi-weekly.

The minimum withdrawal amount is $100. Payouts are processed through Rise, crypto, or Skrill. One catch, though. There's a $3,000 crypto payout cap and $5,000 Skrill cap per withdrawal.

Comparison Table – Payouts

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Verdict: Atlas Funded wins this one. Faster processing, lower minimums, and a true on-demand system that doesn't lock you into cycles. The $1,000 late penalty guarantee is a nice bonus that shows they're confident in their speed.

Trading Rules and Restrictions

This is where most traders either breathe easy or start sweating. The rules determine how freely you can actually trade once you're in.

Atlas Funded Trading Rules

Atlas Funded keeps things relatively straightforward. Daily drawdown limits range from 4% to 5% depending on your account type, and maximum drawdown sits between 6% and 10%. Both are calculated based on balance.

There are no consistency rules. You don't need to spread your profits evenly across days or worry about single-day profit caps. No time limits either. Take as long as you need to pass.

News trading is allowed during evaluations. On funded accounts, you can still trade around news events, but profits from trades opened or closed within 5 minutes of high-impact releases may be deducted from your payout. It won't breach your account, though.

Weekend holding is permitted, but you can't open new positions on Saturday or Sunday. Stop losses aren't mandatory, but Atlas strongly recommends them. Trades under 3 minutes as your primary strategy are prohibited.

Goat Funded Trader Trading Rules

GFT has daily drawdown limits of 4% to 5% and maximum drawdown between 6% and 10%, depending on the program. Similar to Atlas.

They require a minimum of 3 trading days per phase and for each payout cycle. A trading day only counts if you generate at least 0.5% profit. No time limits to complete challenges.

News trading is allowed, but there's a catch. Profits from trades opened or closed within 5 minutes of high-impact news are capped at 1% of your initial balance. Anything over that gets removed.

Weekend holding is permitted without restrictions. Stop losses aren't mandatory. Trades lasting less than 2 minutes are flagged, and GFT has a 15% consistency rule on some accounts where no single day can account for more than 15% of your total profits during a payout period.

Comparison Table – Trading Rules

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Verdict: Atlas Funded edges ahead. No minimum trading days and no consistency rules mean you can pass a challenge in your own time, your own way. GFT adds a few more boxes to tick.

Trading Platforms and Instruments

Your platform choice can make a real difference in how you execute. Some traders swear by MT5, others want something more modern. Let's see what's on the table.

Atlas Funded Platforms

Atlas Funded gives you three options. TradeLocker, MetaTrader 5, and Match Trader. All three run on desktop, web, and mobile. If you're hoping for MT4 or cTrader, you're out of luck here.

Goat Funded Trader Platforms

GFT goes wider with five platforms. cTrader, TradeLocker, MatchTrader, Volumetrica, and MT5. More variety than Atlas, though MT4 is still missing from the lineup.

Instruments

Both firms let you trade across multiple markets.

Atlas Funded covers forex pairs across majors, minors, and exotics. You also get commodities like gold, oil, and agricultural products. Indices span the US, European, and Asian markets. Crypto is available too, including BTC, ETH, XRP, and LTC.

Goat Funded Trader offers FX pairs, CFD indices, metals, commodities, stocks, and crypto. The standout here is stocks. GFT includes them, Atlas doesn't.

Comparison Table – Platforms & Instruments

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Verdict: GFT wins on variety. Five platforms versus three, and they throw in stocks which Atlas doesn't touch. That said, if you're an MT5 trader who sticks to forex and indices, both firms will serve you fine.

Key Takeaways – Atlas Funded vs Goat Funded Trader

• Best for instant funding: Atlas Funded. Immediate access to up to $300k with no evaluation required.
• Best profit split: Tie. Both firms offer 80% standard with a 100% upgrade option.
• Fastest payouts: Atlas Funded. 24-hour processing guaranteed, plus a $1,000 penalty if they're late. GFT takes up to 2 business days.
• Most flexible rules: Atlas Funded. No minimum trading days, no consistency rules, no profit caps on news trades.
• Best for beginners: Goat Funded Trader. Lower entry fees starting at $17, plus a built-in University section with trading guides and videos. Good for those still finding their feet.
• Best for experienced traders: Atlas Funded. The Access Challenge lets you prove yourself without paying upfront. Faster payouts and fewer restrictions mean skilled traders can move quickly and keep more of what they earn.
• Best platform variety: Goat Funded Trader. Five platforms, including cTrader, plus stocks in their instrument lineup.

Overall Winner: Atlas Funded comes out ahead for most traders. Faster payouts, fewer rules, and the Access Challenge model make it a stronger choice if you're confident in your trading. GFT isn't far behind and offers good value for beginners, but Atlas gives you more freedom and gets your money to you quicker.

Conclusion

Goat Funded Trader is a decent option, especially if you're new to prop trading and want low fees with some educational hand-holding. But once you stack everything up, Atlas Funded is hard to beat.

Payouts in 24 hours, or they owe you $1,000. No minimum trading days force you to stretch out a challenge. No consistency rules punish you for having a great day. And with the Access Challenge, you don't pay a cent until you've already passed.

GFT will get you funded. Atlas Funded will get you funded faster, pay you quicker, and stay out of your way while you trade.

Your edge is only as good as the firm behind you. Trade with Atlas Funded and keep 100% of what you earn.

Frequently Asked Questions (FAQs)

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