Atlas Funded vs Blue Guardian: Which Prop Firm Is Better in 2026?

Atlas Funded vs Blue Guardian: Quick Comparison Table

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Picking a prop firm should be simple. Trade well, get funded, get paid.

In reality, that is where most traders get burned.

Atlas Funded and Blue Guardian both promise capital, structure, and payouts. On the surface, they look comparable. But once you dig into how funding works, how long it takes to withdraw, and how much freedom you actually have while trading, the gap becomes obvious.

The real question is not which firm looks better on paper. It is which one fits the way you actually trade?

In this comparison, we put Atlas Funded and Blue Guardian head-to-head across the factors that matter once real money is on the line. Funding access, evaluation requirements, profit splits, payout speed, and trading conditions.

If you are deciding where to put your time, your effort, and your edge, this breakdown will make that choice clearer. Here is how Atlas Funded and Blue Guardian stack up when the details start to matter.

What Is Atlas Funded?

Atlas Funded is a proprietary trading firm that started in 2024 and is headquartered in St. Lucia, with offices in the UK and Dubai. It follows a simple idea. Give traders access to capital without unnecessary roadblocks.

The firm offers multiple ways to get funded. You can jump straight into a live account with instant funding or take one of several challenge paths if you prefer to prove yourself first. Account sizes go up to $300,000, and you can trade on platforms like TradeLocker, MT5, and Match Trader.

Traders can choose an optional 100% profit split, and withdrawals are processed on demand, usually within 24 hours. Atlas Funded has built a solid reputation, with a 4.8/5 rating on Trustpilot and features in outlets like Bloomberg, Nasdaq, and Yahoo Finance.

To put it in one phrase, it’s a firm designed to let skilled traders trade freely and get paid fast.

What Is Blue Guardian?

Blue Guardian is a prop firm with a global setup. Operations run from Dubai, it’s registered in St. Lucia, and it keeps a strong base in the UK. Traders anywhere can get started while the firm handles the day-to-day smoothly.

Accounts start at $25,000 and go up to $400,000, with room to grow. To get funded, you complete a two-phase demo challenge and pay a fee based on the account size.

Profit splits begin around 80 percent and can go higher with add-ons. Withdrawals are fast, usually within 24 hours. You can trade currencies, crypto, indices, commodities, and gold, with leverage up to 1:100 depending on the asset.

The firm is built for traders who like structure. Clear rules, demo-based evaluation, and predictable payouts make it straightforward to focus on trading.

Account Types and Funding Options

Picking the right account can make or break your trading experience. Some traders want to start with live capital directly, while others prefer to ease into it through challenges. 

Both approaches have their merits, and Atlas Funded and Blue Guardian structure their accounts differently to match these styles.

Atlas Funded Account Types

Atlas Funded gives traders several ways to start with real capital. You have the option to jump straight in or take a step-by-step approach. Each program has its own pace and style. 

You get to choose what fits your trading and risk comfort, not the other way around.

• Instant Funding is for traders who don’t want to wait. Pay the fee, and you’re trading with live capital right away. Accounts start at $5,000 and go up to $300,000. You can opt for a full 100 percent profit split. There are no targets holding you back, so your focus stays on trading and performance.
• 1-Step Challenge is a single evaluation phase with a clear profit target. Once you meet it, you move straight into a funded account. It’s straightforward and appeals to traders who want the challenge but don’t want it drawn out.
• 2-Step Challenge splits the evaluation into two phases. The first has a moderate target, the second slightly higher. This setup is useful if you like to pace yourself and track progress in stages without pressure piling up in one go. Standard and Pro versions adjust targets depending on the account type.
• 3-Step Challenge spreads across three phases with smaller targets each. This makes it easier to manage trades day-to-day and adjust strategies along the way. It suits traders who prefer gradual progress over rushing to a single target.
• Access Challenge has no upfront payment. You only pay after passing. Available in 1-Step or 2-Step formats, it removes the risk of losing the entry fee while still letting you prove yourself. It’s a practical option if you’re confident in your trading but cautious about paying before you succeed.

Blue Guardian Account Types

Blue Guardian structures funding around how much risk you want to take upfront and how fast you want to move. If you're ready to trade now, instant options exist. If you'd rather pay less and prove yourself first, multi-step challenges handle that.

• Instant Funding gets you in without the wait. Account sizes run from $5,000 to $200,000. The Instant Starter program starts at $49 for a $5,000 account (on sale from $70). You skip evaluations entirely and jump straight into live capital. The catch is an 80 percent profit split and tighter drawdown limits at 3 percent daily and 6 percent max trailing.
• 1-Step Challenge keeps it simple with one evaluation and a 10 percent profit target. Daily drawdown is 4 percent for Standard accounts, 3 percent for Pro. Max drawdown holds at 8 percent on both. Pass it, and you're funded with up to a 90 percent profit split. There's no clock ticking, so you can take your time hitting that target.
• 2-Step Challenge breaks the evaluation into two phases. Phase 1 asks for an 8 percent profit. Phase 2 drops to 4 percent. Risk caps sit at 4 percent daily and 8 percent max for Standard. Pro loosens the max to 10 percent. It works if you like pacing yourself and showing consistency before moving up.
• 3-Step Challenge has the lowest fees Blue Guardian offers. Each phase wants 6 percent profit, which makes the climb less steep. Daily drawdown stays at 4 percent, max at 8 percent. It's built for traders who are newer or testing strategies without feeling rushed. Finish all phases, and you get the same 90 percent profit split as the other challenges.

Every challenge requires at least 3 trading days per phase, with a 0.5 percent profit minimum on each. The days don't need to line up back-to-back. Once funded, you can merge accounts up to $400,000 total, giving you room to grow as performance improves.

Comparison Table – Account Types

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Verdict: If you want the freedom to start big and scale fast, Atlas Funded clearly has the edge. Blue Guardian works well for smaller accounts and lower entry fees, but Atlas Funded gives you more ways to trade on your terms and access serious capital.

Comparison Table – Profit Splits

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Verdict: Atlas Funded takes the lead when it comes to keeping what you earn. With the option to reach a full 100% profit split, every trade counts in your favor. Blue Guardian is great, but even at its maximum, it leaves a slice on the table.

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Payout Speed and Withdrawal Terms

Earning is one thing, but actually getting paid is another. Here’s how Atlas Funded and Blue Guardian handle withdrawals.

Atlas Funded Payout Speed and Withdrawal Terms

With Atlas Funded, your profits don’t have to wait. Withdrawals are on-demand, processed within 24 hours, and some USDT payments hit accounts in under an hour. 

If there’s ever a delay, Atlas Funded puts $1,000 on the table as a guarantee. There’s no minimum withdrawal for most accounts, so you can access your money whenever you need it.

Blue Guardian Payout Speed and Withdrawal Terms

Blue Guardian takes a steadier approach. Payouts happen every 14 days, usually within a few hours, and minimum withdrawals start at $20. All withdrawals are free, whether you choose a bank card, e-wallet, or crypto wallet. Blue Guardian has also introduced a 24-hour-2 days payment guarantee option as well, but it’s limited to the premium speed tier. Challenge accounts must be completed before funds can be withdrawn, and Instant Funding accounts follow the same two-week cycle.

Comparison Table – Payouts

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Verdict: For traders who want fast, flexible access to their earnings, Atlas Funded pulls ahead. Blue Guardian delivers predictability, but if waiting isn’t your cup of tea, you might feel the pause.

Trading Rules and Restrictions

Trading rules define how you can and can’t operate once you’re in an account. 

A firm with tight rules can feel restrictive for active traders, while looser rules can give too much room for risky behavior. 

Below, we look at how Atlas Funded and Blue Guardian differ in real terms.

Atlas Funded Trading Rules

Atlas Funded sets daily and overall drawdown limits based on account type. Daily drawdown lives around 3–5 percent, and max drawdown usually sits between 6–10 percent, depending on the challenge model. There are no consistency rules that lock payouts to profit distribution, and no time limits for passing challenges. 

You can hold trades overnight and over weekends, and news trading is generally allowed, though profits from trades opened or closed near high‑impact events may be removed from a payout calculation. One rule to note is that trades held for less than three minutes as a core strategy are not permitted, and risk per trade must stay balanced relative to daily limits. 

Blue Guardian Trading Rules

Blue Guardian enforces daily drawdowns around 3–4 percent and max drawdowns near 6–10 percent, depending on the account. They also have consistency rules on funded accounts that can delay payouts if one day’s profits make up too large a share of total profits. Trades can be held overnight and on weekends, but on funded accounts, you should avoid opening or closing positions 5 minutes before or after high‑impact news, or profits from those may be removed. 

Comparison Table – Trading Rules

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Verdict: Atlas Funded lets you trade with fewer hurdles day to day and no fixed consistency requirements, while Blue Guardian’s rules put more checks around profit patterns and news event timing. 

Trading Platforms and Instruments

The platforms you trade on and the instruments available can make a big difference to your results. Let’s see what each firm offers.

Platforms Supported By Atlas Funded

Atlas Funded gives you options without locking you in. It supports TradeLocker, which is fast and modern, letting you react to markets in real time. Then, there is MetaTrader 5 (MT5) if you want deeper charting and automation tools. MatchTrader makes things simple with easy trade management. All three work on desktop, web, and mobile, so you can trade from anywhere.

Platforms Supported By Blue Guardian

Blue Guardian also lets you pick your setup. MT5 is perfect for running Expert Advisors and custom indicators. TradeLocker and MatchTrader offer a lighter, more flexible experience. Switching between them is easy, so you’re not stuck if your strategy changes.

Instruments Available

Both Atlas Funded and Blue Guardian offer access to forex, indices, commodities, and crypto, including Bitcoin and Ethereum. Their platforms let you trade these markets directly, giving you full control over your positions.

Comparison Table – Platforms & Instruments

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Verdict: Atlas Funded covers the core platforms most traders use and adds TradeLocker for a modern experience, while Blue Guardian gives more platform options overall. Choice depends on which system you prefer and whether you need MT4 or DXtrade.

Key Takeaways – Atlas Funded vs Blue Guardian

• Instant funding: Atlas Funded allows immediate access to accounts up to $300,000 without completing a challenge.
  
  
• Profit split: Upgraded Atlas Funded accounts let traders keep 100% of profits, higher than Blue Guardian’s maximum of 90%.
  
  
• Payout speed: Atlas Funded processes withdrawals within 24 hours and guarantees $1,000 if delayed.
  
  
• Trading flexibility: Atlas Funded has fewer limits on strategy, drawdowns, and account management.
  
  
• Beginner-friendly: Blue Guardian’s lower fees and structured challenges make it easier for new traders to start.
  
  
• Experienced traders: Atlas Funded’s larger accounts, instant access, and relaxed rules make it more suitable for seasoned traders.
  
  

Overall winner: Atlas Funded edges ahead. It gives traders faster access, higher profit potential, and more control, while Blue Guardian provides a reliable, structured alternative for those starting out.

Conclusion

Atlas Funded leads on funding speed, profit splits, payouts, and trading flexibility. With instant access to up to $300,000 and the option to keep 100% of profits, it outpaces Blue Guardian on most fronts.

Start trading with Atlas Funded today and enter the $200,000 monthly giveaway while you fund your account and trade.

Frequently Asked Questions (FAQs)

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