Atlas Funded vs FundedNext: A Comprehensive Comparison

Atlas Funded vs FundedNext: Quick Comparison

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You've done your research. You've narrowed it down to two prop firms. But now you're just stuck.

Atlas Funded or FundedNext?

You know that both have thousands of traders and both promise fast payouts and solid profit splits. On top of everything, both look good on paper, too.

But as they say, the devil is in the details, and that’s why details matter. 

The difference between: 

• A 21-day wait for your first payout, and getting paid the same day
• Keeping 95% of your profits and keeping 100%
• Strict risk caps and trading freely matters!

So in this comparison, we are breaking down everything side by side. Account types, fees, trading rules, payout terms, profit splits, you name it.

By the end, you'll know exactly which firm fits your trading style. So, without further ado, let’s start with a little background on the platforms.

What Is Atlas Funded?

Atlas Funded is a prop trading firm that allows traders like yourself trade with their capital instead of risking your own. 

Atlas Funded is registered in St. Lucia and operates worldwide. It has offices in England (UK) and Dubai, and serves over 60,000 traders across 140+ countries.

Atlas Funded is different from most prop firms because of its instant funding option, which traders love. With this, you can skip the typical challenge phase totally and get straight to trading live capital with accounts up to $300,000.

But if you prefer proving yourself first, they also offer 1-step, 2-step, and 3-step challenge programs.

The firm supports three trading platforms: TradeLocker, MetaTrader 5, and Match-Trader.

Last but not least, Atlas Funded has built up a solid reputation with a 4.8/5 rating on Trustpilot and has been featured in Bloomberg, Nasdaq, and Yahoo Finance.

What Is FundedNext?

FundedNext is a famous prop trading firm in the industry, and it is based inthe  UAE. It was launched in March of 202,2 and ever since, it has grown into one of the bigger names in the industry.

The company that operates it from the backend is GrowthNext F.Z.E., and it has paid out over $237 million to traders so far.

One thing about FundedNext is that it runs on an evaluation model with their Stellar challenge programs.

On FundedNext, you are allowed to choose between 1-step, 2-step, or Stellar Lite options with account sizes ranging from $6,000 to $200,000. And, as a matter of fact, FundedNext has also recently added futures trading to its lineup.

When we talk about credibility, FundedNext has over 54,000 reviews on Trustpilot and won several industry awards, including "Prop Firm of the Year" at the Finance Magnates Annual Awards 2025.

When it comes to trading platforms, they use Match-Trader and cTrader as their trading platforms.

Account Types and Funding Options

Both Atlas Funded and FundedNext give you multiple ways to get funded, but their approaches are quite different. Let's break down what each firm offers.

Atlas Funded Account Types

Atlas Funded has five distinct programs, which give you plenty of flexibility depending on your experience level and how quickly you want to start trading.

• Instant Funding is the standout option here. You pay the fee, skip any evaluation, and start trading live capital immediately. Account sizes range from $5,000 to $300,000, and you get a 100% profit split with no profit targets to hit.
• 1-Step Challenge requires you to pass a single evaluation phase with an 11% profit target on a $100K account. Once you pass, you move straight to a funded account.
• 2-Step Challenge comes in Standard and Pro versions. The Standard option has a 9% profit target in Phase 1 and 5% in Phase 2. This is the more traditional evaluation model that most traders are familiar with.
• 3-Step Challenge spreads the evaluation across three phases, each with a 6% profit target. The lower targets per phase make this easier to manage if you prefer a slower, steadier approach.
• Access Challenge is where things get interesting. Atlas Funded offers both 1-Step and 2-Step Access programs, where you don't pay anything upfront. You only pay the fee after you pass. This removes the financial risk of failing a challenge completely.

FundedNext Account Types

FundedNext runs purely on an evaluation model. There's no instant funding option available.

• Stellar 2-Step is their flagship program with an 8% profit target in Phase 1 and 5% in Phase 2. Account sizes go from $6,000 to $200,000, and you need to wait 21 days before your first withdrawal.
• Stellar 1-Step simplifies things with a single 10% profit target. The drawdown limits are tighter here (6% max, 3% daily) compared to the 2-Step program.
• Stellar Lite is the budget-friendly option with lower fees. It has the same 8% and 4% profit targets across two phases, but the fees start at just $32.99 for a $5K account.
• Futures Plan was recently added for traders who want to trade futures instead of CFDs. They offer Bolt, Rapid, and Legacy challenges with different rule sets.

Comparison Table: Account Types of Atlas Funded Vs FundedNext

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Verdict: Atlas Funded comes out on top when we talk about flexibility. 

The instant funding option alone sets it apart, but the Access Challenge, where you only pay after passing, is a game-changer for traders who don't want to risk losing their fee on a failed evaluation. 

FundedNext does offer futures trading, which Atlas doesn't, so that's worth considering if futures are your thing.

Profit Splits of Atlas Funded Vs FundedNext Compared

Profit split is one of the biggest factors when choosing a prop firm because it directly affects how much money you actually take home. Let's see how Atlas Funded and FundedNext stack up.

Atlas Funded offers an 80% profit split as the standard option across all their account types. 

But you can upgrade to 100% profit split, meaning you keep every dollar you make. This upgrade option is available on both instant funding and challenge accounts.

FundedNext caps its profit split at 95% on the Stellar 1-Step, Stellar 2-Step, and Stellar Lite programs. 

Their Stellar Instant option (which I found in their challenge comparison) only goes up to 80%. There's no way to get 100% of your profits with FundedNext regardless of which program you choose.

Comparison Table: Profit Splits

Verdict: Again, Atlas Funded is a better option here as well. 

While FundedNext's 95% split is competitive, the fact that Atlas Funded lets you keep 100% of your profits when you upgrade puts it slightly ahead. The extra 5% adds up real fast, especially when you're trading larger accounts.

Payout Speed and Withdrawal Terms

Getting paid quickly and reliably matters a lot when you're trading with a prop firm. Nobody wants to wait weeks to access their profits. Let's look at how Atlas Funded and FundedNext handle payouts.

Atlas Funded Payout Speed and Withdrawal Terms

Atlas Funded operates on a true on-demand payout system. You can request a withdrawal any day of the week, and they process it within 24 hours. 

In practice, most traders report receiving funds in under 12 hours, with some USDT withdrawals landing in as little as 37 minutes. 

There's no minimum withdrawal amount for most account types (except $50 for Access Challenge accounts), and you can withdraw your full balance whenever you want.

Both Atlas Funded and FundedNext offer a $1,000 compensation guarantee if they cause delays in processing your payout. That's a nice safety net, though traders from both firms rarely report needing to claim it.

FundedNext Payout Speed and Withdrawal Terms

FundedNext has a more structured payout cycle. Your first withdrawal depends on which program you're on. Stellar 1-Step traders can request their first payout after 5 business days. 

But Stellar 2-Step and Stellar Lite traders have to wait 21 days before that first withdrawal. After the initial payout, subsequent withdrawals follow a 14-day cycle for most accounts (Stellar 1-Step stays at 5 business days). 

The minimum withdrawal is $20 for standard payouts and $50 for RiseWorks.

FundedNext also has a 40% consistency rule that can delay your payout eligibility. No single day's profit can exceed 40% of your total profits. 

If it does, you'll need to keep trading until the numbers balance out.

Comparison Table: Payouts

‍Verdict: Again, for the third time, Atlas Funded is a winner when it comes to payout flexibility. 

The on-demand system means you're not locked into waiting for specific cycle dates, and there are no consistency rules gating your withdrawals. 

FundedNext's 21-day wait for the first payout on most programs is a significant downside if you want quick access to your profits.

Trading Rules and Restrictions

Trading rules can make or break your experience with a prop firm. Too strict, and you're constantly walking on eggshells. 

Too loose, and the firm probably won't last long. The sweet spot is rules that protect the firm's capital while giving you enough freedom to actually trade your strategy.

Let's see how Atlas Funded and FundedNext compare on this front.

Atlas Funded Trading Rules

Atlas Funded uses balance-based drawdown calculations. 

Daily loss limits range from 3% to 5%, depending on your account model, and maximum drawdown sits between 6% and 10%. The daily limit resets at 5 PM EST based on the higher of your balance or equity.

There are no consistency rules. You won't need to spread profits evenly across days or worry about single-day profit caps.

Time limits don't exist either. Take as long as you need to pass your evaluation.

News trading is allowed during evaluations. On funded accounts, you can still trade news, but profits from trades opened or closed within 5 minutes of high-impact events may be deducted from your payout. It won't breach your account, though.

Weekend holding is permitted, but you cannot open new positions on Saturday or Sunday.

One key restriction: trades under 3 minutes as your primary strategy are prohibited. Occasional short trades are fine, but ultra-fast scalping won't fly here.

Funded accounts also have a one-sided risk exposure rule. You cannot risk more than 50% of your daily drawdown limit on a single trade or multiple trades on the same instrument.

FundedNext Trading Rules

FundedNext has a 5% daily drawdown and 10% max drawdown on Stellar 2-Step accounts. Stellar 1-Step is tighter at 3% daily and 6% max. All drawdowns are balance-based.

Challenge accounts have no risk limits, but FundedNext Accounts (funded stage) require you to limit risk to 3% at any given time. 

If you exceed this, you'll receive warnings, profit deductions, and potentially be moved into their Disciplined Trader Program.

Minimum trading days are required across all programs: 5 days for Stellar 2-Step and Stellar Lite, 2 days for Stellar 1-Step.

No time limits to pass evaluations. Trade at your own pace.

News trading is fully allowed with no restrictions or profit deductions.

Weekend and overnight holding is permitted.

FundedNext prohibits gambling behavior, which they define as using 70% or more margin (cumulative) or overleveraging without proper analysis. 

They also ban the Quick Strike Method (ultra-fast trades held for seconds), High-Frequency Trading, tick scalping, grid trading, and latency arbitrage.

One major rule: you must maintain the same strategy throughout your challenge and funded account. Switching from manual trading to EAs (or vice versa) after passing is not allowed.

Comparison Table: Trading Rules

‍Verdict: Both firms have similar drawdown structures, but the restrictions differ in important ways. Atlas Funded gives you more freedom on strategy changes and doesn't cap your risk percentage on funded accounts as tightly. 

FundedNext has cleaner news trading rules with no profit deductions, but the 3% risk limit and strategy consistency requirements add extra constraints. If you want maximum flexibility, Atlas Funded edges ahead.

Trading Platforms and Instruments

The platform you trade on matters. Some traders swear by MetaTrader, others prefer newer options with cleaner interfaces. Let's see what each firm offers.

Atlas Funded supports three platforms: TradeLocker, MetaTrader 5 (MT5), and MatchTrader. All three are available on desktop, web, and mobile. Notably, Atlas Funded does not offer MetaTrader 4 (MT4) or cTrader.

FundedNext uses MT4, MT5, cTrader, and MatchTrader. However, there's a catch for US traders. FundedNext only offers cTrader for US clients, and cTrader doesn't allow EAs or automated trading on its platform. 

So if you're based in the US and want to use Expert Advisors, FundedNext isn't an option.

For instruments, both firms cover the essentials: forex pairs, indices, and commodities. FundedNext also offers cryptocurrency trading (BTC, ETH, XRP, and others), while Atlas Funded has crypto available with limited leverage (1:2 in evaluation, 1:1 when funded).

Comparison Table: Platforms & Instruments

Verdict: FundedNext has more platform options overall, including MT4 and cTrader. But Atlas Funded's TradeLocker is a solid modern alternative, and there are no EA restrictions on their platforms. If you need MT4 specifically, FundedNext is your pick. Otherwise, both firms cover the main instruments traders need.

Key Takeaways: Atlas Funded vs FundedNext

Here's a quick summary of how these two prop firms stack up:

• Best for instant funding: Atlas Funded. They offer true instant funding up to $300K with no evaluation required. FundedNext doesn't have an instant funding option.
• Best profit split: Atlas Funded. You can keep 100% of your profits with the upgrade. FundedNext caps out at 95%.
• Fastest payouts: Atlas Funded. On-demand withdrawals with sub-12-hour average processing. FundedNext makes you wait 5 to 21 days for your first payout, depending on the program.
• Most flexible rules: Atlas Funded. No strategy consistency requirements, no 3% risk caps on funded accounts, and no minimum trading days on some programs.
• Best for news traders: FundedNext. No profit deductions for trading around high-impact news events.
• Best for beginners: FundedNext. Lower entry fees starting at $32.99, plus their Disciplined Trader Program helps struggling traders improve rather than just failing them.
• Best for experienced traders: Atlas Funded. Higher capital access, 100% profit splits, and fewer restrictions let skilled traders maximize their earnings.

Overall Winner: Atlas Funded comes out ahead for most traders. The instant funding option, 100% profit split, on-demand payouts, and flexible trading rules give it a clear edge. 

FundedNext is a solid firm with a strong reputation and lower entry costs, but the 21-day wait for first payouts and tighter funded account restrictions hold it back. If you want to start trading immediately and keep more of what you earn, Atlas Funded is the better choice.

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